Not having the right paperwork when it comes to making a claim can be an expensive mistake. It can also mean you’ve been paying a premium for insurance that will never pay out. Find out what happened to one lady who after going through a horrendous robbery, then needed to claim…..
To make sure you receive the correct pay-out in the event of a claim, you need a professional valuer to examine your jewellery and to produce a formal document giving a precise description of each piece and confirming how their value has been determined.
New replacement value:
This value reflects the current new replacement price of a similar article of equivalent quality. It does not, however, allow for recreating a handmade facsimile of the original and includes VAT at the rate in force on the date of valuation.
They could never be described as 'special'. There is no beauty. The surface is rough. Most would walk by without a second glance.
It was hard to avoid them. The obligatory new school pictures. I refrained. After a long 6 weeks I barely want to see my own kids.
I am not trendy. Never have been. I quite admire men who are. It's not me though.
I picked a style many years I felt comfortable with.
Expectations when it comes to bespoke jewellery are high. They should be. The trick is to always meet or exceed them……
It is a proven fact that girls are smarter then boys.
Passive income - it sounds easy, but it’s bloody hard work!
The Roman baths are where poor men mixed with senators. Being naked was the ultimate leveller.